HEURO - Trustworthy Digital Euro

HEURO

Empowering financial fluidity with the power of stablecoins

Our mission is to promote financial liquidity through a stable and fully transparent digital currency, enabling borderless transactions while ensuring the security and integrity of financial operations.

What is HEURO?

HEURO is a euro stablecoin issued by Heuro SAS which is a financial institution duly authorized as an Electronic Money Institution (“EMI”) by the French Prudential Supervision and Resolution Authority (“ACPR”), and serves as a complement to Heuro’s existing payment system.

As a stablecoin pegged 1:1 to the euro, HEURO can move easily on the blockchain like other digital currencies. It combines the stability and simplicity of fiat currency with the innovation of blockchain technology, making it a perfect blend of both worlds.

Why HEURO?

HEURO is a stablecoin pegged 1:1 to the euro, which can be circulated globally on Ethereum and Solana.

Regulated & Stable

HEURO adheres to the highest regulatory standards in the industry, with reserves held by reputable credit institutions regulated by EU authorities, backed 100% by cash and HQLA, which can be exchanged for euros at a 1:1 ratio.

Trustworthy

HEURO uses advanced auditing and attestation mechanisms to enhance transparency. Its monthly audit reports are available on the website, allowing users to monitor reserve status at any time.

Unparalleled liquidity

Stablecoins play a crucial role in today's ecosystem, providing exchanges with excellent liquidity and enabling traders to take advantage of arbitrage opportunities in the shortest time possible.

Widely used

From exchanges and digital wallet applications to decentralized finance (DeFi) protocols and payment services, HEURO offers a smart alternative for the euro.

Multiple blockchains

Enterprises can use Mint to exchange euros for HEURO and transfer HEURO across blockchain networks such as Ethereum and Solana.

Accessible to all

Available to anyone with an internet connection - worldwide, 24/7 for money transfers and cross-border payments.

Digital currency built for the new global payment system

HEURO reserves are held by reputable credit institutions regulated by EU authorities, backed 100% by cash and high-quality liquid assets (HQLA). An independent third-party auditing firm verifies our reserves monthly to ensure you have complete trust in HEURO.

HEURO facilitates faster, safer and more efficient financial transactions

HEURO offers the security and stability of traditional fiat currency along with the efficiency and ease of use that blockchain technology brings to financial transactions. It can provide you or your clients with global low-cost financial transactions completed within seconds.

Euro-backed stability & global reach

HEURO enables businesses to offer payment connections and euro-denominated financial services to more people in more places.

Trade real-time FX and DeFi markets

HEURO enables access to the 24/7 FX market, where transactions can be settled instantly and with capital efficiency.

Make fast, efficient cross-border payments

HEURO enables users to make remittances and cross-border payments worldwide, with transactions completed in seconds.

Store value in euro

Hold or provide customers access to one of the world’s most stable currencies to help guard against inflation. HEURO is available globally — no bank account required.

How to use HEURO

HEURO offers the stability of traditional fiat currencies with the ease of use that blockchain technology brings to financial transactions.

1Create a wallet account

After passing KYB verification and completing the onboarding process with Heuro SAS, institutional users who successfully create wallets (exchanges, liquidity providers, or trading platforms) can mint HEURO from Heuro SAS.

2Mint

Institutional users can deposit euros into Heuro's wallet account and then mint HEURO at a 1:1 ratio via the "Mint" function.

3Transfer

After successful minting, institutional users can hold, transfer, and trade HEURO almost anytime and anywhere without relying on traditional banks.

4Burn

When institutional users return HEURO to Heuro, the HEURO will be burned, and the corresponding amount in euros will be returned to the institutional user's wallet account.

FAQs

What is HEURO?

HEURO is a euro stablecoin issued by Heuro SAS. HEURO is regulated by the European Economic Area (EEA) Crypto-Asset Markets Regulatory Authority (MiCA), with reserves held by reputable credit institutions regulated by EU authorities, 100% backed by cash and high-quality liquid assets (HQLA), and can be exchanged for euros at a 1:1 ratio.

How does HEURO work?

HEURO will be issued as a token on the Ethereum (ETH) and Solana blockchains, maintaining a 1:1 peg with the Euro.

HEURO will be issued at par value (i.e., each unit of HEURO corresponds to 1 Euro), effective upon receipt of the subscriber's funds.

How do I get HEURO?

Businesses can deposit euros into Heuro's wallet account and then use the "Mint" function to create HEURO at a 1:1 ratio.

What do "mint" and "burn" mean in HEURO?

Businesses can apply for a Heuro wallet account, then deposit euros into the wallet, and subsequently exchange the euros for HEURO through the "Mint" function on the Heuro platform. The process of issuing new HEURO is called "minting," where new digital euros are created and put into circulation.

Similarly, when a business wishes to exchange its held HEURO back into euros, it can do so through the "Burn" function on the Heuro platform. The process of redeeming HEURO is referred to as "burning," as this action removes HEURO from circulation.

How do I convert HEURO to fiat currency?

When a company returns HEURO to Heuro, the HEURO will be destroyed, and the equivalent amount in euros will be refunded to the company's wallet account.

Which blockchains does HEURO run on?

Currently, HEURO can circulate globally on Ethereum and Solana, and in the future, it will also expand to other networks such as Binance Smart Chain and Tron.